Steve Herbert

President, Broker &
Chief Lending Officer

NMLS #271793 DRE #02097331 

(650) 302-0213

Steve@polariscappartners.com 

Ray Avanzino

VP Senior Residential &
Commercial Loan Officer 

NMLS #288504 

(650) 576-6531

Ray@polariscappartners.com

Ken Mason

Broker NMLS #02097331 

(650) 400-1943

ken@polariscappartners.com

Kyle Turek

Realtor

DRE #02253177

707-591-6538

kyle@polariscappartners.com

Michelle Arrastio

Processor

(650)219-4753

Michelle@polariscappartners.com

Arnold Mercado

VP Finance & Operations 

NMLS #1752830 DRE #02041477

(415) 860-9901

Arnold@polariscappartners.com